Things we’ll explore in our first chat:
Goals: understanding what you’re looking for
Your current loan: rate, features, fees, and what isn’t working
Better features: offset, redraw, extra repayments, and flexibility
Equity access: what’s possible and what you want to use it for
Timing: getting to pre-approval and what comes next
This is for you if:
You’re seeking a better deal, coming off a fixed rate, accessing equity for your next step or consolidating debt.
This is for you if:
You’re buying your first home, upgrading, downsizing or building.
To explore in our first chat:
Goals: understanding what you’re looking for
Your current loan: rate, features, fees, and what isn’t working
Better features: offset, redraw, extra repayments, and flexibility
Equity access: what’s possible and what you want to use it for
Timing: getting to pre-approval and what comes next
Refinancing
FAQs
Refinancing FAQs
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For Cornerstone customers, we will do a health-check on your loan every twelve months. When the savings or improved features outweigh the switching costs, it’s time to refinance.
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Common costs include discharge fees and application fees. Fixed loans may also have break costs. We’ll flag these early.
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Often, yes, depending on your property value, equity, and lender assessment. We’ll help you understand what’s possible and what’s sensible.
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It can. Lenders reassess your income, debts, and spending when you refinance. We’ll check this before you apply. You’re current loan will not be affected by our discovery process.