Things we’ll explore in our first chat:
Goals: understanding what you’re looking for
Borrowing power: how lenders assess your financial position
Security: what you can use as collateral
Structure: tailoring a solution that fits you and your business
Timing: getting to pre-approval and what comes next
This is for you if:
You’re buying your first home, upgrading, downsizing or building.
This is for you if:
You’re investing in property, vehicles, machinery or equipment for business.
To explore in our first chat:
Goals: understanding what you’re looking for
Borrowing power: how lenders assess your financial position
Using equity: whether it’s possible and how to do it safely
Structure: fixed vs variable, split loans, offset and redraw
Timing: getting to pre-approval and what comes next
Commercial Loan FAQs
Commercial Loan FAQs
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Lenders look closely at business income, cash flow, liabilities, and the security offered. For commercial property, the asset and lease terms can heavily influence the result.
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Commonly: financial statements, BAS, tax returns, bank statements, and entity details. We’ll tell you exactly what’s required based on the lender and loan type.
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Often, yes. Refinancing may improve rates, release equity, or restructure repayments. We’ll assess the benefits and the costs up front.